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Terms and Conditions for Use of TRIS Rating’s Website

Welcome to website (“Website”) of TRIS Rating Co., Ltd. (“TRIS Rating”). By accessing to this Website, you agree to be bound by these terms and condition for use of the Website. If you do not agree to these terms and conditions, you shall not be allowed to use and access to the Website.

1. Use of the Website

1.1 Certain services that may be made available on the Website may require creation of an account with TRIS Rating or for the users (the “Users”) to provide information that can be used to identify or contact the Users, including without limitation, name, company name, email address, or other identifiers (collectively, “Personal Data”). If the Users request to create an account with TRIS Rating, a username and password may either be: (i) determined and issued to the Users by TRIS Rating; or (ii) provided by the Users and accepted by TRIS Rating in TRIS Rating’s sole and absolute discretion.

Access to and use of password protected and/or secure areas of the Website are restricted to the Users with accounts only. Any person must not access or attempt to access to any parts of the Website, or to any other protected information without permission of TRIS Rating, through any means not intentionally made available by TRIS Rating for such person’s specific use. A breach of this terms and conditions may be an offence under the Computer Crime Act B.E. 2550 (2007) of Thailand or any applicable law in Thailand.

1.2 The Users agree and undertake not to:

   1.2.1 impersonate any person or entity or to falsely state or otherwise misrepresent affiliation with any person or entity;

   1.2.2 use the Website for illegal purposes;

   1.2.3 attempt to gain unauthorized access to or otherwise interfere or disrupt other computer systems or networks connected to the Website;

   1.2.4 post, promote or transmit through the Website any illegal information or documents;

   1.2.5 interfere with another’s utilization and enjoyment of the Website;

   1.2.6 use or upload, in any way, any software or material that contains, or which the Users have reason to suspect that contains, viruses, damaging components, malicious code or harmful components which may impair or corrupt the Website’s data or damage or interfere with the operation of another user’s computer or mobile device or the Website; and

   1.2.7 use the Website other than in conformance with the acceptable use policies of any connected computer networks, any applicable internet standards and any other applicable laws.

1.3 TRIS Rating may, from time to time and without giving any reason or prior notice, upgrade, modify, suspend or discontinue the provision of or remove, whether in whole or in part, the Website and shall not be liable if any such upgrade, modification, suspension or removal prevents the Users from accessing the Website.

1.4 TRIS Rating reserves the right, at its sole discretion, to:

   1.4.1 monitor, screen or otherwise control any activity, content or material on the Website;

   1.4.2 prevent or restrict access of any Users to the Website; and/or

   1.4.3 report any activity that TRIS Rating suspects to be in violation of any applicable law, statute or regulation to the competent authorities and to co-operate with such authorities.

1.5 In the event that any Users are in breach of or have conducted the violation of the terms and conditions contained herein, TRIS Rating reserves the right, in TRIS Rating’s sole and absolute discretion, to block access from such Users to the Website, including to seek all remedies available at law and to take any action TRIS Rating deems appropriate.

2. Intellectual Property

2.1 The information and content, including without limitation, rating, credit-related analyses and data, valuations, software or other application, provided by TRIS Rating on the Website is owned by or licensed to TRIS Rating (collectively, “TRIS Rating’s Property”).

2.2 No TRIS Rating’s Property may be copied, modified, reproduced, reverse engineered, transferred, or distributed, in whole or in part, in any form by any means, by any person without the prior written permission of TRIS Rating. Further, TRIS Rating’s Property shall not be used for any unlawful or unauthorized purposes.

3. Limitation of Liability

3.1 TRIS Rating and its directors, officers, shareholders, employees or agents makes no any expressed or implied representations and warranties to any Users, including any representations and warranties of accuracy, completeness, availability, merchantability or fitness for any purpose of TRIS Rating’s Property.

3.2 TRIS Rating shall not be responsible to any Users for any direct or indirect loss or damage (including without limitation, consequential damages and lost profits) resulting from or relating to the use of TRIS Rating’s Property.

3.3 Each User of the Website agrees and acknowledges that all ratings, credit-related analyses and other analyses contained in TRIS Rating’s Property are opinions in relation to the creditworthiness. Such opinions are obtained from the analysis and evaluation of the information received from TRIS Rating’s customers and/or other sources of information which are, in the sole discretion of TRIS Rating, reliable. The purpose of such opinions are not to give advice or recommendation to purchase, sell or hold any securities or to make any investment decisions.

Any risk of loss or damage resulting from the use of opinions or analyses is entirely at the Users’ own risk and TRIS Rating shall not be liable therefor for whatever reason.

4. Publication of Opinions and Analyses

Subject to the terms and conditions under the credit rating service agreements entered into between TRIS Rating and its customers, TRIS Rating reserves the right to publicize the ratings, credit-related analyses and other analyses, in whole or in part, on the Website.

5. Questions and Concerns

If the Users have any questions or concerns regarding these terms and condition for use of TRIS Rating’s website, please contact TRIS Rating using the Website.

6. Changes to the Terms and Conditions for Use of TRIS Rating’s Website

TRIS Rating reserves the right to amend or change these terms and conditions, including the Privacy Policy under Clause 5 at any time without notice to any Users. Continued use of the Website by Users constitutes the Users’ acceptance or consent to the revised terms and conditions

7. Applicable Law

These terms and conditions shall be governed by, and construed in accordance with the laws of the Kingdom of Thailand.